If you’re not on the credit card wagon, you should be. Processing payments for services via credit card is a simple solution to the age-old problem of “how do I get paid.” Despite their fees, credit cards offer a convenient way to get paid, without the hassle of collecting the bill. You give up a little to gain a lot.

The biggest trouble for me in implementing credit cards though has been the hassle of “must do it at my office.” I’m constantly searching for methods or companies that will allow me to go mobile with my payments, yet not have to worry about excess parts or equipment. That’s where CenPOS steps in.

According to Christine Speedy, CenPOS’s legal industry specialist, “CenPOS is an intelligent payment processing network that streamlines the payment experience for businesses and consumers by using state-of-the-art technology to replace inefficient, outdated payment systems.” Intelligent is right!

CenPOS’s payment system is two things: an app for your mobile device and a virtual terminal for managing credit card transaction. Both the app and the terminal are sleek and easy to use. Though I spent a little time “learning” with Christine, I’m confident that anyone could use the system out-of-the box.

The mobile app is a a sleek interface (though it only showed 3/4 of the app on my Droid Bionic) that acts as a terminal for conducting mobile credit card transaction.

Signing in is a breeze since the login screen looks very familiar:

Notice how we’re missing about 1/4 of the app screen here. This is a constant throughout, something CenPOS’s developers need to address pronto. Though it doesn’t effect usability, there is a diminished sleekness.

Once you’re logged in, you have free reign on the device to conduct transactions, create reports, or adjust settings.

Clicking the credit screen will bring you to the “meat and potatoes” of the operation. This is where all of the transactions occur.

Now, charging a credit card is as easy as clicking the “Sale” icon and entering the pertinent information.

Voila! Once you’re done entering the appropriate information (which you can customize to require based on your law practice) and click submit, you’ll see a pop-up that shows whether your transaction got approved.

One thing I love is that CenPOS allows you to require a signature from your client, since most credit card companies will require physical proof of the authorized transaction. Your client simply signs her name on the screen to accept and verify.


I keyed all of my credit card transactions for this demo, but you can attach a reader and swipe also. Sure, there are apps that function in a similar manner, but I’m drawn to CenPOS’s all-in-one styling. Also, Christine tells me that when you run particular transactions through CenPOS which would normally run at a higher rate, the CenPOS processing system will automatically seek the lowest possible merchant fee, unlike a majority of payment systems.

CenPOS is independent of any other system, therefore, if you like your payment processor you can keep them to run your transactions. Of course, if you don’t have a processor already, Christine says she’ll gladly help put you in touch with one. Still have some questions? Check out this page about billing solutions or this one that give a broader overview of the app.

One fact that may drive some attorneys away is the pricing scheme. Although Christine assures me that pricing is a “custom” scheme, the minimum monthly commitment is $100. For some firms, especially those with a few small transactions per month, this may shoot payment processing out of the water.

If you’re interested in CenPOS, you should contact Christine Speedy at 954-942-0483.

Note: I have not received any compensation for this endorsement. Good products that solve problems deserve glowing reviews, without bribes.

Jeff Taylor

I'm just an ordinary guy living an extraordinary life. I'm also an attorney and I blog about Android for lawyers. You can follow me on Twitter, LinkedIn, YouTube, or Google+.


Joseph Walczak, PCI-QSA, PCIP · February 26, 2014 at 1:43 pm

What about being secure? What about getting PA-DSS certified? Is there good encryption (requirement 3), What about credit card transmission (requirement 4)? Why when I sent an email to sales@cenpos.com as is listed on the website, do I get a not deliverable?
Do your comments take security and the PCI Council into consideration? Or do the customers that use this wish to join the ranks of Target, N.Marcus and Michaels to name just a few recently?

esteban marin · March 12, 2014 at 9:55 am

Please note that having a signature is not the same as a card present transaction on the eyes of the card issuers, a card present is when the card is swip or a card imprint is obtained, you can have a signature without a card present and in the event of a chargeback, if you don’t have proof of the physical card the signutature alone will not hold water. No puns but a lot of what is stated by the endorsee is debatable for not using a different term.
One last thing, the $100 minimum doesn’t make sense on a mobile aplication, if your practice can cover the minimum you may be better off by using a conventional wireless terminal that offers a more robust solution, let’s just say that using your phone to take payments is usually associated with trade contractors and not with professional services.

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